KobPaw Payment everything
Pay friends, shop businesses, and check out with KobPaw Payment when you shop.
*KobPaw Payment purchase restrictions apply.
Why you'll love KobPaw Payment
Everything you need from a modern payment app.
Instant Payments
Send and receive money in seconds, anytime, anywhere. No more waiting.
Bank-Grade Security
Your funds and data are protected with end-to-end encryption and fraud monitoring.
Global & Crypto Ready
Move money across borders or dive into the world of crypto, all from one wallet.
Pay with KobPaw Payment
One wallet for everything — pay people, pay businesses, and check out in seconds.
Pay friends & family
Send money instantly to anyone — split bills, pay back a friend, or send a gift in seconds.
Shop businesses
Pay local and online businesses with a tap. Scan a QR code or check out with KobPaw Payment.
Check out everywhere
Use your KobPaw Payment balance or linked card to check out quickly and securely wherever you shop.
KobPaw Payment for Business
Accept payments, run a POS terminal, and grow your business with tools built for modern merchants.
Switch and keep more of every sale
Lower fees, faster settlements, and higher approval rates — with the payment methods your customers actually want.
Lower processing fees
One flat 2.9% + $0.30 — no hidden monthly fees, no statement fees, no PCI surcharges. Keep more of every sale.
Next-day settlements
Funds land in your wallet the next business day — not the 2–3 day wait most processors impose.
Higher approval rates
Smart routing and automatic retry logic lift authorization rates to 99.8%, recovering sales you'd otherwise lose.
Effortless reconciliation
Every payment auto-tags with invoice numbers and customer IDs, with one-click CSV export. Your books practically close themselves.
Advanced fraud protection
Real-time ML monitoring flags risky transactions before they settle, with built-in chargeback defense at no extra cost.
More ways to get paid
Cards, Apple Pay, Google Pay, Afterpay, Klarna, crypto, and QR codes — let every customer pay their way.
ExploreSwitching is friction-free
We do the heavy lifting so you never miss a sale during the move.
Free integration
Drop-in checkout, hosted payment links, and QR codes. Live in an afternoon — no dev team required.
Migration assistance
We move your products, customer data, and recurring billing from your current processor for you.
ExploreAPI & Webhooks
REST API, webhooks, payment links, and QR checkout — build exactly what you need.
ExploreDedicated onboarding specialist
A real human guides you from signup to first sale — no support tickets, no waiting on hold.
0% fees for your first 90 days
Process $10,000 and get a $500 cashback bonus — plus setup fees waived. Keep 100% of your sales while you test the platform.
The numbers speak for themselves
Trusted by merchants to move money reliably, securely, and fast.
Accept KobPaw Payment at checkout in minutes
Create a link, share it, and get paid. No plugin or developer required.
Create a payment link
Generate a checkout link for any product or invoice from your dashboard — or via the REST API. No plugin or theme changes required.
Share with customers
Send the link, embed it on your site, or turn it into a QR code for in-person sales. Customers open a hosted KobPaw Payment checkout.
Get paid
Customers pay by card or BNPL, and funds settle to your account — every payment tracked in real time via webhooks.
See what you'd save
Move the sliders to match your business. The math updates instantly — no signup required.
Compared against KobPaw Payment's 2.5% switch & save rate.
Start small, scale with confidence
No all-or-nothing switch. Route just 10–20% of your transactions through KobPaw Payment first. Watch the approval rates, settlement speed, and savings roll in — then shift more volume as you see the results. You stay in control the entire way.
Better experience beats lower price
A smoother checkout and fewer failed payments often grow revenue more than any rate cut.
Smoother checkout
One-tap, low-friction checkout that cuts cart abandonment and lifts conversion.
Saved payment methods
Returning customers pay in a single click — no re-entering card details, ever.
Local payment options
Afterpay, Klarna, digital wallets, and local methods so every customer pays their way.
Fewer failed transactions
Smart retries and network routing recover declines before the sale is lost.
Is KobPaw Payment right for you?
We deliver the biggest wins for merchants in these situations.
Unhappy with your current provider
Tired of poor support, surprise fees, or opaque statements? Switch to transparency.
High payment failure rates
If declines are eating your revenue, our 99.8% authorization rate recovers those sales.
Operating internationally
Cross-border, multi-currency, and local methods built in — no patchwork of processors.
Paying high processing fees
Above 2.9%? The savings below show exactly how much you'd keep each month.
Build exactly what you need
Payment links, QR checkout, a REST API, and webhooks — integrate KobPaw Payment in an afternoon.
Payment Links
Generate a checkout link for any product or invoice from your dashboard — share it anywhere, no integration needed.
QR Checkout
Turn any link into a scannable QR code so customers pay on the spot from their phone.
REST API
Full REST API for creating checkout sessions, refunds, and transaction history — in JSON.
Webhooks
Real-time webhooks for every payment event — settled, refunded, disputed, and paid out.
curl -X POST https://kob-paw-1f288be7.base44.app/functions/createCheckoutSession \
-H "Content-Type: application/json" \
-d '{
"amount": 5000,
"currency": "usd",
"flow": "merchant",
"merchant_id": "acct_123"
}'Let every customer pay their way
Cards, Apple Pay, Google Pay, Afterpay, Klarna, crypto, and QR codes — all from one checkout.
Generate a payment link & QR — right now
Drop-in checkout, hosted payment links, and QR codes. No dev team required — try it below.
Add your Merchant ID to generate a live link — you get one after signup.
Enter your Merchant ID to generate a shareable link and QR code.
We move you — for free
We move your products, customer data, and recurring billing from your current processor for you. Submit a few details and a migration specialist handles the rest.
- Product catalog transfer
- Customer data import
- Recurring billing migration
- Zero downtime cutover